Securing mobile and digital payments

The ubiquity of mobile phones is changing the way consumers pay. Mastercard® is at the forefront of building a foundation for secure mobile transactions. 

We’re answering the call from consumers who are seeking better ways to pay — through our innovative digital wallet service Masterpass; our contactless technologies that make transactions faster; the mobile solutions we power like Apple Pay™, Samsung Pay and Google Pay; or the tokenization services we provide through Mastercard Digital Enablement Service.

We make it possible for people to pay with any payment card, anywhere, on any device — through a simple click, tap or touch. Mastercard is your best digital payments partner.

  • Our digital payments strategy is centered on choice — developing an array of open, flexible products to meet issuer, merchant and consumer needs.
  • Our strategy is robust and future proof, with a consistent and focused view of how digital payments should evolve.
  • Our focus on security including industry leadership in EMV is second to none.

Introducing Mastercard Digital
Enablement Express

A scalable solution for issuers and digital players so that consumers can use their cards when, where and how they want. Express expedites the process of digitizing and tokenizing Mastercard accounts through the Mastercard Digital Enablement Service (MDES). With Express, Mastercard partners - digital wallet providers, device manufacturers, card on file merchants and other digital payment providers - have a simple onboarding process to engage with all participating banks.

Express partners include:

Driving convergence with cloud-based payments

Mastercard Cloud-Based payments digitizes card credentials via Host Card Emulation when there is no Secure Element in the mobile device. For consumers, this helps provide more secure ways to pay across various devices, plus a more streamlined in-app and online checkout process.